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Capital Directions
AT CAPITAL DIRECTIONS, our goal is to help our clients achieve their goals, whether the client is a high-net-worth individual, fellow advisor, corporate retirement plan or not-for-profit organization. In all three of our service offerings our focus is on quality over quantity, so that we may have a profound, positive impact on our clients' financial lives.

COMMENTARY

Understanding Behavioral Finance Can Give You the Edge

Most successful people don’t want to think that they are incapable of being rational about their wealth, but it is important to point out why your financial advisors plays an important role in reminding you how to be “smart” about your wealth.

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Financial and Tax-Related Identity Theft - Part Two

 As I discussed in Part 1 of this article, identity theft is now the most common consumer complaint—with over 10 million total identity theft cases per year. It not only has tarnished the reputations of Fortune 500 brands such as Anthem, Target and Home Depot, but it also has infiltrated security-conscious
government agencies, including the Internal Revenue Service.

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Financial and Tax-Related Identity Theft - Part One

With the 2015 revelation that the IRS data breach involved over 330,000 taxpayer records (the IRS originally reported only 104,000 records were compromised), and more breaches followed, the IRS is finally under sufficient pressure to implement some formal procedures to assist taxpayers who have experienced a governmental, corporate or other data breach.

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The Charitable Remainder Trust - Having your cake and eating it too!

As many of you know, President Trump has proposed lower tax rates across the board, including taxes on capital gain income and ordinary income rates. In addition, the 3.8 percent Obamacare Medicare tax on net investment income may also be on the chopping block.

Whether or not the proposed tax changes tax place, CRTs should remain a smart strategy for generous taxpayers planning to sell appreciated assets such as marketable securities, real estate and certain closely held businesses.

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PUBLISHED

Life, Law & The Pursuit of Wealth: How Attorney Lifestyle Choices Impact their Ability to Retire

by Dennis Covington, Terry Hartigan, and Scott Pritchard

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WHITE PAPERS

Overcoming the Real Problem with 401k Plans: A Case Study

This follow-up to "The Tyranny of Choice" details how the Advisors Access approach enabled two plan sponsors to enhance their plans, reduce their fiduciary liability, and lower costs.

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LETTERS TO OUR CLIENTS

Second Quarter 2017 Client Letter

As the major stock indexes have, one-by-one, broken through their previous record highs in recent months, it has been interesting to observe that the dominant reaction among many investors has not been one of celebration but, rather, trepidation.

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PUBLISHED

The 12 Investment Myths

by Jack Calhoun, former Managing Principal, published in 2009.

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