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Capital Directions
AT CAPITAL DIRECTIONS, our goal is to help our clients achieve their goals, whether the client is a high-net-worth individual, fellow advisor, corporate retirement plan or not-for-profit organization. In all three of our service offerings our focus is on quality over quantity, so that we may have a profound, positive impact on our clients' financial lives.

COMMENTARY

Perspective on a Market Pullback

The first few trading days of 2016 have seen volatility return to the stock market. The recent downturn has been attributed primarily to fears of a slowdown in the Chinese economy and a continuing slide in the energy (oil and gas) sector. Short-term traders are making bets on the impacts that these and other events may have on the global economy, and this is spiking volatility in stocks around the world.

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Should Investors Sell After a Correction?

Stock prices in markets around the world fluctuated dramatically for the week ending August 27, 2015. On Monday, August 24, 2015 the Dow Jones Industrial Average fell 1,089 points— a larger loss than the “Flash Crash” in May 2010—before recovering to close down 588 points. Prices fell further on Tuesday before bouncing back on Wednesday, Thursday, and Friday. Although the S&P 500 and Dow Jones Industrial Average rose 0.9% and 1.1%, respectively, for the week, many investors found the dramatic day-to-day fluctuations unsettling.

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Whose Interests Come First? - Part Three

When I began this series in March, I did so with an optimistic belief that a new fiduciary standard would soon become the law of the land.

After all, the debate over how to better protect investors from the rampant conflicts of interest in the financial services industry has been underway for years. In fact, I first wrote about the proposed changes in February of 2011 (The DOL Says No Advice Is Better Than "Schlocky" Advice).

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Whose Interests Come First? - Part Two

 “All advice should be in the best interest of the consumer. Bad financial advice is just wrong – period.”

That was the quote from Jo Ann Jenkins, CEO of AARP, which I used to close my most recent post highlighting the Department of Labor’s (DOL’s) new fiduciary proposal.

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PUBLISHED

Life, Law & The Pursuit of Wealth: How Attorney Lifestyle Choices Impact their Ability to Retire

by Dennis Covington, Terry Hartigan, and Scott Pritchard

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WHITE PAPERS

Overcoming the Real Problem with 401k Plans: A Case Study

This follow-up to "The Tyranny of Choice" details how the Advisors Access approach enabled two plan sponsors to enhance their plans, reduce their fiduciary liability, and lower costs.

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LETTERS TO OUR CLIENTS

Fourth Quarter 2015 Client Letter

Last year saw the first true bout of panic selling in the stock market since the U.S. default crisis of 2011, and 2016 has begun on much the same note.

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PUBLISHED

The 12 Investment Myths

by Jack Calhoun, former Managing Principal, published in 2009.

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