Wealth Management Defined
We help individuals who have attained significant wealth make smart decisions about their money. We are particularly effective in helping them navigate major life transitions. We accomplish this by focusing on three critical components that define true wealth management. Please mouse over each of the areas in the diagram below for detailed information on these components.
Simply put, Investment Counsel is the astute management of your investments over time to help you achieve your financial goals. Our counsel includes ongoing management and monitoring of your investment portfolio and your financial life so that your investment plan is always relevant and appropriate. To learn more about our investment approach, please visit the Investment Philosophy section of this site.
Because no advisor can be an expert in all areas, Capital Directions has built a network of experts to assist us in identifying and addressing your advanced planning needs. Our team includes estate planning attorneys, accountants and insurance experts, all of whom are devoted to identifying the planning needs that are most relevant to you and devising sophisticated techniques to address those needs.
Advanced Planning goes beyond investments to look at the other aspects that are important to your financial life:
• Wealth Enhancement: Keeping more of the wealth you have accumulated through income-tax planning and retirement planning.
• Wealth Protection: Protecting your wealth – and your family’s wealth – from catastrophes, creditors and litigants.
• Wealth Transfer: Passing your assets to succeeding generations in a tax-efficient, responsible manner.
• Charitable Planning: Fulfilling your charitable goals; most effective when coordinated with the three services above.
Many financial firms say they offer wealth management, but few can elicit a clear vision or provide a tangible explanation as to what “wealth management” really is. Our definition is specific: Wealth Management = Investment Counsel + Advanced Planning + Relationship Management. We use this process to identify your financial needs, prioritize them and put a plan into place designed to achieve those needs.